Medicare tel no — Yonkers, NY

Generally, Medicare isn't entirely free after 65, though many people get Part A without a monthly premium. However, Part B and Part D usually have monthly costs. The exact amount can depend on your income. Call us to get a clear picture of what to expect for your specific situation.

Medicare is the federal health insurance program primarily for people aged 65 or older. It also covers younger people with certain disabilities and people with End-Stage Renal Disease. It helps pay for hospital stays, doctor visits, and prescription drugs. Understanding its parts is key to choosing the right coverage.

Medicare typically doesn't cover things like long-term care, most dental care, eye exams for glasses, cosmetic surgery, acupuncture, and hearing aids. These exclusions are important to know so you can plan for potential out-of-pocket expenses. It’s wise to get a full breakdown.

To be eligible for Medicare, you generally need to be a U.S. citizen or have been a legal resident for at least five years. You must also be 65 or older, or be under 65 with a qualifying disability or End-Stage Renal Disease. Meeting these basics is the first step.

Your monthly Medicare cost can vary. Part A is often premium-free, but Part B and Part D have monthly premiums that can change annually. Your income level can also affect your premium costs for Parts B and D. We can help you estimate these costs.

That figure is often close to the standard monthly premium for Medicare Part B, but it can change each year. Some people pay less due to income-related adjustments, while others with higher incomes pay more. Let us clarify your costs.