Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to personal care assistance like help with bathing, dressing, or meal preparation. Medicare generally does not cover long-term personal custodial care. However, if you are recovering from an injury or surgery, your doctor might order specific clinical support. It is important to verify your specific plan details to see if these services are included or if you need to seek private arrangements. We can help you clarify your coverage during a quick conversation. Exact pricing confirmed free on the call.
Frequently asked in Winston-Salem
Is Medicare free after 65?
What is Medicare and what does it do?
Medicare is a federal health insurance program primarily for people aged 65 and older, as well as younger people with certain disabilities. It helps cover medical expenses like doctor visits, hospital stays, and prescription drugs. For in-home care specifically, understanding which parts of Medicare apply is important, and we can guide you.
What are the 6 things Medicare doesn't cover?
While Medicare covers a lot, it doesn't typically cover long-term custodial care (like help with daily living activities without a medical need), dental care, vision exams, hearing aids, cosmetic surgery, or routine foot care. This is why exploring supplemental plans or specific in-home care benefits is crucial for comprehensive support.
What are the three requirements for Medicare?
Generally, to be eligible for Medicare, you must be a U.S. citizen or have been a legal resident for at least five years. You must also be at least 65 years old, or be under 65 with a qualifying disability, or have End-Stage Renal Disease (ESRD). Understanding these basics is the first step to accessing benefits.
How much will Medicare cost me each month?
The monthly cost of Medicare varies. Part A is often premium-free, but Part B has a standard monthly premium that can be higher if your income is above a certain level. Premiums for Medicare Advantage plans and Part D prescription drug plans also differ. We can help you get an estimate specific to your situation.
Also serving nearby: High Point · Greensboro · Concord · Charlotte · Durham
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More on this: CMS — program rules.
Service area details
Serving all of Winston-Salem — population 252,975; about 1,893 residents per square mile across 133.6 sq mi. ZIP codes covered include 27101, 27102, 27103, 27104, 27105, 27106, 27107, 27108.
Neighborhoods served in Winston-Salem: Ardmore, Reynolda Village, Buena Vista, Colonial Village, Washington Park — and every surrounding area.
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