Medicare tel number — Winston-Salem, NC

For most people, Medicare Part A is premium-free if you or your spouse paid Medicare taxes while working. However, Part B and D, which cover doctor visits and prescriptions, typically have monthly premiums. The exact cost can vary based on your income. Call us to understand what your specific costs might be in Winston-Salem.

Medicare is a federal health insurance program primarily for people 65 or older, though it also covers younger people with certain disabilities and End-Stage Renal Disease. It helps pay for hospital stays (Part A), medical services (Part B), and prescription drugs (Part D). There are also Medicare Advantage Plans (Part C) that offer an alternative way to receive your Medicare benefits. We can help you sort through these options.

Medicare generally doesn't cover things like long-term care, most dental and vision care, cosmetic surgery, acupuncture, or hearing aids. It's important to know these limitations to budget for other needs. Understanding what's excluded helps you plan for supplemental insurance or out-of-pocket expenses. Let us guide you on what to expect.

The three main requirements for Medicare eligibility are being a U.S. citizen or legal resident, being at least 65 years old (or younger with a qualifying disability), and having worked and paid Medicare taxes for at least 10 years (or having a spouse who did). Meeting these criteria is key to enrollment. We can help you confirm your eligibility.

No, not everyone pays the same amount for Medicare. Some people are also eligible for premium assistance. Call us for a personalized look at your potential costs.