Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
Humana is a private insurance company that offers Medicare Advantage and prescription drug plans. You look into Humana when you want an all-in-one alternative to Original Medicare that might include extra benefits like dental or vision. Exact pricing confirmed free on the call.
Frequently asked in Virginia Beach
What kind of extra help is available for Medicare beneficiaries in Virginia Beach?
In Virginia Beach, Virginia, 'Extra Help' is a federal program designed to assist Medicare beneficiaries with the costs of their prescription drugs. This program can significantly reduce your monthly premiums, annual deductibles, and co-payments for medications. Eligibility for Extra Help is based on your income and resources, and it's a vital resource for many seniors in our community. Applying for Extra Help can be done through the Social Security Administration. This support aims to make essential medications more affordable and accessible for all residents.
How do Medicare Savings Programs work in Virginia Beach?
Virginia Beach, Virginia, offers Medicare Savings Programs (MSPs) that help low-income Medicare beneficiaries pay for their health care costs. These programs can help cover Medicare Part B premiums, and in some cases, deductibles and co-payments. There are different types of MSPs, each with varying income and asset limits, so it's important to understand which one you might qualify for. These programs are administered by state Medicaid agencies, and assistance is available through local social services departments. Qualifying for an MSP can lead to substantial savings on your healthcare expenses.
When is the right time for Medicare Open Enrollment in Virginia Beach?
In Virginia Beach, Virginia, the Medicare Open Enrollment period runs annually from October 15th to December 7th. During this time, you have the opportunity to review your current Medicare plan and make changes, such as switching from Original Medicare to a Medicare Advantage plan, or changing your Medicare Part D prescription drug plan. It's also the period when you can enroll in a Medicare Supplement (Medigap) policy if you are eligible. Making informed decisions during this enrollment window is crucial for ensuring your coverage meets your health needs for the upcoming year. This annual window is your primary chance to adjust your coverage without special circumstances.
What Medicare-covered in-home care services are available in Virginia Beach?
For residents of Virginia Beach, Virginia, Medicare can cover certain in-home care services when they are deemed medically necessary by your doctor. This typically includes skilled nursing care, physical therapy, occupational therapy, and speech-language pathology services provided by a Medicare-certified home health agency. Medicare generally does not cover long-term custodial care, such as assistance with daily living activities, unless it's part of a short-term skilled care plan. It's essential to discuss your specific needs with your physician to determine eligibility for Medicare-funded home health services. Confirming agency certification is key to ensuring coverage.
What is the best Medicare telephone number to call for advice in Virginia Beach?
The primary Medicare telephone number for official advice, applicable to Virginia Beach, Virginia, is 1-800-MEDICARE (1-800-633-4227). This toll-free number operates 24 hours a day, seven days a week, and can provide general information about Medicare benefits, enrollment periods, and plan options. For personalized assistance with specific plan choices or local resources, contacting a licensed insurance agent specializing in Medicare plans is often recommended. You can also find assistance through your local State Health Insurance Assistance Program (SHIP). Remember to have your Medicare number ready when you call for quicker service.
Can I get Medicare Part C (Medicare Advantage) plans in Virginia Beach?
Yes, in Virginia Beach, Virginia, you can enroll in Medicare Part C, also known as Medicare Advantage plans, offered by private insurance companies approved by Medicare. These plans combine your Part A and Part B benefits, and most also include prescription drug coverage (Part D). Medicare Advantage plans often offer additional benefits not covered by Original Medicare, such as dental, vision, and hearing care. When choosing a Part C plan, it's important to consider the network of providers, the cost-sharing structure, and whether your preferred doctors are in-network. Comparing available plans is crucial for optimal coverage.
What specific Medicare services are offered to residents of Virginia Beach?
Virginia Beach, Virginia, residents have access to a wide array of Medicare services under Parts A and B, which cover hospital stays, doctor visits, preventive screenings, and durable medical equipment. Beyond these core benefits, Medicare also offers prescription drug coverage through Part D plans and comprehensive health coverage through Medicare Advantage (Part C) plans, which may include benefits like dental, vision, and hearing. The availability of specific services can vary based on the plan you choose, so understanding your options is key. Many local healthcare providers accept Medicare, ensuring access to necessary medical attention throughout the city.
Also serving nearby: Norfolk · Chesapeake · Portsmouth · Hampton · Suffolk
More on this: Medicare.gov — official plan comparison.
Service area details
Serving all of Virginia Beach — population 453,649; about 1,853 residents per square mile across 244.7 sq mi. ZIP codes covered include 23450, 23451, 23452, 23453, 23454, 23455, 23456, 23457.
Neighborhoods served in Virginia Beach: Oceanfront, Great Neck, Kempsville, Chic's Beach, Town Center, Sandbridge — and every surrounding area.
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