Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
Extra Help is a federal program that assists people with limited income and resources in paying for Medicare Part D prescription drug costs. If you qualify, this program can significantly lower your premiums, deductibles, and copayments for your medications. You should look into this if your monthly income is below a certain threshold and you have limited savings. It is a vital resource for making necessary drugs affordable for those on a tight budget.
Frequently asked in Virginia Beach
What's involved in getting Extra Help for Medicare prescription costs in Virginia Beach?
How do I figure out the monthly cost of Medicare Part D in Virginia Beach?
Can Medicare Savings Programs in Virginia Beach help with my monthly Medicare bills?
Absolutely, Medicare Savings Programs (MSPs) in Virginia Beach are designed to help eligible individuals pay for their Medicare Part B premiums, and sometimes even Part A premiums. These programs, such as the Qualified Medicare Beneficiary (QMB), Specified Low-Income Beneficiary (SLMB), and Qualified Individual (QI) programs, have income and asset limitations. The pros can assess your eligibility for these valuable programs. They'll explain how enrolling can reduce your out-of-pocket expenses for essential Medicare services.
What's the difference between Medicare Supplement and Medicare Advantage plans in Virginia Beach?
Where can I find the official Medicare contact number for Virginia Beach residents?
Are there specific Medicare companies that offer plans in Virginia Beach?
What should I know about Humana Medicare replacement plans in Virginia Beach?
Humana offers a range of Medicare Advantage plans in Virginia Beach that can serve as replacements for Original Medicare, often bundling Part A, Part B, and Part D benefits. These plans may include additional benefits not covered by Original Medicare, such as dental, vision, and hearing services. It's important to review the specific coverage details, provider networks, and costs associated with each Humana plan. The local experts can explain how these plans compare to Original Medicare plus a supplement. They’ll help you determine if a Humana plan is the right fit for your healthcare strategy.
Also serving nearby: Norfolk · Chesapeake · Portsmouth · Hampton · Suffolk
More on this: Medicare.gov — official plan comparison.
Service area details
Serving all of Virginia Beach — population 453,649; about 1,853 residents per square mile across 244.7 sq mi. ZIP codes covered include 23450, 23451, 23452, 23453, 23454, 23455, 23456, 23457.
Neighborhoods served in Virginia Beach: Oceanfront, Great Neck, Kempsville, Bayside, Chic's Beach — and every surrounding area.
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