Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in San Francisco
Is Medicare free after 65?
Part A, covering hospital stays, is often free for those who have paid Medicare taxes while working. However, Part B, which covers doctor visits and outpatient care, typically has a monthly premium. Many San Francisco residents also have costs for supplemental or Medicare Advantage plans.
What is Medicare and what does it do?
Medicare is the federal health insurance program primarily for people 65 and older, and for younger individuals with certain disabilities. It helps cover hospital stays, doctor visits, and other medical services. It's the foundation of health coverage for many in San Francisco.
What are the 6 things Medicare doesn't cover?
Medicare generally doesn't cover most dental care, routine eye exams, hearing aids, cosmetic surgery, long-term custodial care, and routine foot care. Residents of San Francisco often look into supplemental plans to fill these gaps in coverage.
What are the three requirements for Medicare?
To be eligible for Medicare, you generally need to be a U.S. citizen or a legal resident for at least five continuous years. You must be 65 or older, or have a qualifying disability or End-Stage Renal Disease. These are the basic eligibility criteria.
How much will Medicare cost me each month?
Also serving nearby: Daly City · Richmond · San Mateo · Berkeley · Oakland
More on this: CMS — program rules.
Service area details
Serving all of San Francisco — population 808,988; about 17,323 residents per square mile across 46.7 sq mi. ZIP codes covered include 94102, 94103, 94104, 94105, 94107, 94108, 94109, 94110.
Neighborhoods served in San Francisco: The Mission District, North Beach, Haight-Ashbury, Richmond District, Sunset District — and every surrounding area.
Areas we serve
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