Sign in to medicare — Sacramento, CA

For many in Sacramento, Medicare Part A, covering hospital stays, is premium-free if you or your spouse has worked and paid Medicare taxes for at least 10 years. However, Part B, which covers doctor visits and outpatient services, typically involves a monthly premium. We can help you understand these potential costs when you call. It's important to know what to budget for.

Medicare is the federal health insurance program primarily for individuals 65 and older, as well as younger people with specific disabilities or End-Stage Renal Disease. It includes Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage plans), and Part D (prescription drug coverage). We can explain how these parts work for you in Sacramento.

Medicare generally does not cover long-term care, most dental care, routine vision exams for glasses, hearing aids, cosmetic surgery, and routine foot care. It's important to be aware of these exclusions when planning your healthcare. We can discuss how supplemental plans might help fill these gaps for Sacramento residents.

To qualify for Medicare, you generally need to be 65 or older and a U.S. citizen or a lawful permanent resident for at least five consecutive years. Alternatively, you may be eligible if you're under 65 and have received Social Security disability benefits for 24 months, or have End-Stage Renal Disease. These are the primary eligibility criteria.

Your monthly Medicare costs depend on the parts you enroll in and your income. While Part A is often premium-free, Part B has a standard monthly premium that can be higher for individuals with higher incomes. Part D premiums also vary by plan. We can provide a clearer estimate based on your situation in Sacramento.

Part A premiums are not paid by everyone, and Part D premiums differ significantly between prescription drug plans. We can help you determine your specific costs.