Medicare tel number — Sacramento, CA

Part A of Medicare, covering hospital stays, is often premium-free if you or your spouse paid Medicare taxes for at least 10 years. However, Part B, for doctor visits and outpatient services, has a monthly premium. Many people also choose Medicare Advantage or Part D plans, which have their own costs. We can help estimate these.

Medicare is the federal health insurance program primarily for people 65 or older, but also for younger individuals with certain disabilities or End-Stage Renal Disease. It provides coverage for hospital stays (Part A), doctor services (Part B), and prescription drugs (Part D). Medicare Advantage plans offer an alternative way to receive these benefits, often with added coverage.

Medicare generally does not cover long-term care, cosmetic surgery, routine dental care, eye exams for glasses, hearing aids, and most foot care. These services are often considered elective or not medically necessary by Medicare. Many beneficiaries enroll in supplemental plans to help cover these out-of-pocket expenses. We can discuss options for you.

To be eligible for Medicare, you typically need to be a U.S. citizen or a lawful permanent resident for at least five years. You must be age 65 or older. Alternatively, you may qualify if you have a disability and have received Social Security disability benefits for 24 months, or have End-Stage Renal Disease.

Your monthly Medicare costs will depend on the coverage you choose and your income. Part A is often premium-free, but Part B has a standard monthly premium that can increase for higher earners. Medicare Advantage and Part D plans have their own premiums and potential out-of-pocket costs. We can provide a personalized quote.

No, not everyone pays the same amount for Medicare. Part A typically doesn't have a premium if you've worked and paid Medicare taxes. Costs for Medicare Advantage and Part D plans vary widely.