Medicare company — Phoenix, AZ

Medicare is the federal health insurance program for people 65 and older, and some younger individuals with disabilities. It includes Part A (hospital insurance), Part B (medical insurance), and Part D (prescription drug coverage). Many Phoenix residents also choose Medicare Advantage plans (Part C) which bundle these benefits. We can help you understand these options.

Original Medicare generally does not cover routine dental care, vision exams for glasses, hearing aids, cosmetic surgery, long-term custodial care, or most experimental treatments. Phoenix residents often find that supplemental plans or Medicare Advantage plans can help cover these gaps. We can guide you toward the right solutions.

To be eligible for Medicare, you typically need to be a U.S. citizen or a lawful permanent resident for at least five years. The most common eligibility is being 65 years or older. You can also qualify if you have a disability or End-Stage Renal Disease, regardless of your age. These are the primary criteria.

Your monthly Medicare costs in Phoenix will vary based on your income and the plans you choose. Part A is often free, but Part B and Part D have monthly premiums that can change. Individuals with higher incomes may pay an Income-Related Monthly Adjustment Amount. Get a personalized quote to see your exact costs.

Your actual premium for Part B and Part D can be higher or lower depending on your income and the specific plan you select in Phoenix. We can provide an accurate quote.

Medicare Part A is usually premium-free if you or your spouse paid Medicare taxes for at least 10 years. However, Part B, which covers medical services, and Part D, for prescription drugs, typically have monthly premiums. These costs can vary based on your income. Let us help you get an accurate estimate for Phoenix.