Medicare contact number — Norfolk, VA

While Medicare Part A, which covers hospital services, is often premium-free for those who've paid Medicare taxes, Part B is not. Part B, covering doctor visits and outpatient care, has a monthly premium. This premium can be higher for individuals with higher incomes. For Norfolk residents, understanding these costs is crucial. Call us for a personalized estimate.

Medicare is the federal health insurance program primarily for people aged 65 and older, and also for younger individuals with certain disabilities or End-Stage Renal Disease. It helps cover costs associated with hospital stays, doctor appointments, prescription drugs, and preventive care. Knowing its function is the first step to choosing the right plan for your health needs in Virginia.

Original Medicare typically excludes coverage for most dental care, routine vision exams for glasses, hearing aids, cosmetic surgery, long-term custodial care, and certain alternative therapies. Many residents in Norfolk choose supplemental plans or Medicare Advantage to bridge these gaps. We can help you understand these limitations and find suitable options.

To be eligible for Medicare, you generally need to be a U.S. citizen or a lawful permanent resident for at least five years. You must also be at least 65 years old, or younger with a qualifying disability or End-Stage Renal Disease. Meeting these basic criteria is essential for enrollment.

Your monthly Medicare expenses depend on which parts you enroll in and your income. Part A is often premium-free, but Part B has a standard monthly premium that can be adjusted for higher earners. Prescription drug plans (Part D) and Medicare Advantage plans also have their own associated costs. Call us for a quote tailored to your situation.

Individuals with higher incomes pay an Income-Related Monthly Adjustment Amount (IRMAA), which increases their monthly premium. Therefore, your actual Part B cost could be higher. Let us help you determine your specific monthly payment.