Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in Madison
Is Medicare free after 65?
Medicare Part A is often premium-free if you or your spouse worked and paid Medicare taxes for at least 10 years. However, Medicare Part B and Part D plans have monthly premiums. These costs can vary annually. It's best to get a personalized quote to understand your specific costs.
What is Medicare and what does it do?
Medicare is the federal health insurance program for individuals 65 and older, as well as younger people with certain disabilities or End-Stage Renal Disease. It covers hospital stays (Part A) and medical services (Part B). Many beneficiaries also enroll in Part D for prescription drug coverage.
What are the 6 things Medicare doesn't cover?
Medicare generally does not cover long-term care, routine dental care, eye exams for glasses, hearing aids, cosmetic surgery, or most experimental treatments. Supplemental plans can sometimes help cover these services. Understanding these exclusions is important for planning.
What are the three requirements for Medicare?
To be eligible for Medicare, you typically must be a U.S. citizen or have been a legal resident for at least five years. You also need to be at least 65 years old, or younger if you have a qualifying disability or End-Stage Renal Disease. Meeting these criteria is fundamental.
How much will Medicare cost me each month?
Also serving nearby: Rockford · Milwaukee · Kenosha · Elgin · Waukegan
More on this: CMS — program rules.
Service area details
Serving all of Madison — population 280,305; about 3,373 residents per square mile across 83.1 sq mi. ZIP codes covered include 53701, 53702, 53703, 53704, 53705, 53706, 53707, 53708.
Neighborhoods served in Madison: Capitol Square, Westmorland, Shorewood Hills, Monona, Fitchburg — and every surrounding area.
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