Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in Long Beach
Is Medicare free after 65?
What is Medicare and what does it do?
Medicare is a federal health insurance program for individuals 65 and older, as well as younger people with certain disabilities or End-Stage Renal Disease. It helps cover hospital stays (Part A) and medical services (Part B). Many Long Beach residents also opt for Part D for prescription drugs, often through plans like Humana's.
What are the 6 things Medicare doesn't cover?
Medicare typically doesn't cover services like most dental care, routine vision exams, hearing aids, long-term custodial care, cosmetic surgery, and routine foot care. When considering Humana Medicare replacement plans, it's wise to ask about any additional coverage they might offer for these areas.
What are the three requirements for Medicare?
To be eligible for Medicare, you generally need to be a U.S. citizen or have been a lawful permanent resident for at least five years, be at least 65 years old, or be younger than 65 with a disability or End-Stage Renal Disease. Understanding your enrollment periods is key to avoiding late enrollment penalties.
How much will Medicare cost me each month?
Your monthly Medicare costs depend on which parts of Medicare you enroll in and your income. Original Medicare Part B has a standard premium, which can be higher for those with higher incomes. Humana Medicare replacement plans have their own unique premium structures, deductibles, and copays, making a personalized quote essential.
No, the monthly premium for Medicare Part B can vary. While there's a standard premium, individuals with higher incomes pay an Income-Related Monthly Adjustment Amount (IRMAA). Costs for Humana Medicare replacement plans also vary significantly, so it's important to get a quote tailored to your situation.
Also serving nearby: Carson · Compton · Westminster · Norwalk · Huntington Beach
More on this: CMS — program rules.
Service area details
Serving all of Long Beach — population 449,468; about 8,870 residents per square mile across 50.7 sq mi. ZIP codes covered include 90801, 90802, 90803, 90804, 90805, 90806, 90807, 90808.
Neighborhoods served in Long Beach: Downtown Long Beach, Belmont Shore, Alamitos Beach, Bixby Knolls, North Long Beach, Lakewood Village — and every surrounding area.
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