Sign in to medicare — Fresno, CA

While Medicare Part A, which covers hospital stays, is often premium-free if you or your spouse has worked and paid Medicare taxes for at least 10 years, Part B, covering doctor visits and outpatient services, typically involves a monthly premium. Your specific costs in Fresno will depend on your enrollment. We can help you understand these potential monthly expenses.

Medicare is the federal health insurance program for individuals 65 and older, plus younger people with specific disabilities or End-Stage Renal Disease. It includes Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage plans), and Part D (prescription drug coverage). We can explain what each part offers you in Fresno.

Medicare generally excludes long-term care, most dental care, routine vision exams for glasses, hearing aids, cosmetic surgery, and routine foot care. It's important to know these limitations. Supplemental plans might cover some of these services, and we can discuss your options for Fresno residents.

To be eligible for Medicare, you generally need to be 65 or older and a U.S. citizen or a lawful permanent resident for at least five years. You might also qualify if you are under 65 and have received Social Security disability benefits for 24 months, or have End-Stage Renal Disease. These are the core eligibility factors.

Your monthly Medicare costs vary based on which parts you enroll in and your income. While Part A is often premium-free, Part B has a standard monthly premium that can be higher for those with higher incomes. Part D premiums also vary by plan. We can offer a more personalized cost estimate for your situation.