Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in Fresno
What is Medicare and what does it do?
Medicare is the federal health insurance program for people 65 and older, and for younger individuals with certain disabilities. It covers hospital stays (Part A), medical services (Part B), and prescription drugs (Part D). Humana offers a range of plans that can replace or supplement Original Medicare.
What are the 6 things Medicare doesn't cover?
Medicare generally does not cover most dental care, routine eye exams, hearing aids, cosmetic surgery, long-term care, or alternative therapies like acupuncture. Some Humana Medicare Advantage plans may offer coverage for some of these services, so it's important to review plan details.
What are the three requirements for Medicare?
To be eligible for Medicare, you must generally be a U.S. citizen or legal resident, be at least 65 years old, and have paid Medicare taxes for at least 10 years. You may also qualify if you have a qualifying disability.
How much will Medicare cost me each month?
Is Medicare free after 65?
Part A of Medicare is typically free for those who have worked and paid Medicare taxes for at least 10 years. However, Part B, which covers doctor visits and outpatient services, has a monthly premium. Humana Medicare replacement plans also involve premiums and potential out-of-pocket costs.
Also serving nearby: Clovis · Visalia · Merced · Modesto · Salinas
More on this: Medicare.gov — official plan comparison.
Service area details
Serving all of Fresno — population 545,716; about 4,711 residents per square mile across 115.8 sq mi. ZIP codes covered include 93650, 93701, 93702, 93703, 93704, 93705, 93706, 93707.
Neighborhoods served in Fresno: Tower District, Downtown Fresno, Old Fig Garden, Historic Kearney Boulevard, Woodward Park — and every surrounding area.
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