Medicare savings program — Cary, NC

While most people don't pay a premium for Medicare Part A, there can be costs associated with Part B and other parts of Medicare. Many people in Cary qualify for programs that can help lower these monthly costs. We can help you understand your specific situation and any potential savings.

Medicare is a federal health insurance program primarily for people 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. It helps cover costs for doctor visits, hospital stays, and other health services. Understanding all its parts can be tricky, but we can simplify it for you right here in Cary.

Medicare generally doesn't cover things like long-term care, dental work, eye exams for glasses, cosmetic surgery, acupuncture, or hearing aids. However, there are often ways to get coverage for some of these through supplemental plans or specific programs we can discuss. This is a common question for residents in places like Cary.

Generally, to be eligible for Medicare, you need to be a U.S. citizen or have been a legal resident for at least five years, be at least 65 years old (or younger with a qualifying disability or ESRD), and have worked and paid Medicare taxes for at least 10 years. We can review your specific eligibility for savings programs.

Your monthly Medicare cost can vary based on which parts of Medicare you enroll in and your income. Part A usually has no monthly premium, but Part B does, and it can be higher for those with higher incomes. We can help you explore programs in Cary that may reduce these costs.

It's based on your income from two years prior. Those with higher incomes pay more. We can help you understand your specific premium and see if you qualify for assistance through Medicare savings programs.