Medicare calling number — Cary, NC

For most people, Medicare Part A is premium-free if you or your spouse worked and paid Medicare taxes for at least 10 years. However, Part B and Part D usually have monthly premiums. The exact cost can vary based on your income. We can help you understand these potential costs.

Medicare is a federal health insurance program primarily for people aged 65 or older. It also covers younger people with certain disabilities and people with End-Stage Renal Disease. It helps pay for doctor visits, hospital stays, and other health care services. Understanding its parts is key to getting the right coverage.

Medicare generally doesn't cover long-term care, dental care, eye exams for glasses, cosmetic surgery, acupuncture, or routine hearing tests. Some of these services might be covered by Medicare Advantage plans or supplemental insurance. It’s important to know these limitations.

Generally, you need to be a U.S. citizen or have been a legal resident for at least five years to qualify. You must also be 65 or older, or younger than 65 with a qualifying disability or End-Stage Renal Disease. Meeting these criteria is essential for enrollment.

The monthly cost for Medicare varies depending on the parts you choose. Part A is often free, but Part B and Part D have premiums that can change annually. Higher-income individuals may pay more. We can help you get a clear picture of potential costs.

No, not everyone pays the same amount for Medicare. Many people qualify for premium-free Part A. Let us help you figure out your specific costs.