Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in Boston
What is Medicare and what does it do?
Medicare is the federal health insurance program primarily for people 65 or older. It also covers younger people with certain disabilities and people with End-Stage Renal Disease. It helps cover hospital stays (Part A) and doctor visits/outpatient care (Part B). Humana Medicare replacement plans build on this coverage.
What are the 6 things Medicare doesn't cover?
Generally, Medicare doesn't cover long-term care, most dental care, eye exams for glasses, cosmetic surgery, acupuncture, or hearing aids. Some Humana Medicare replacement plans in Boston may offer benefits for these services that original Medicare doesn't. It's worth checking for these extras.
What are the three requirements for Medicare?
To be eligible for Medicare, you generally need to be a U.S. citizen or have been a legal resident for at least five years. You must be at least 65 years old, or younger if you have a qualifying disability or End-Stage Renal Disease. Meeting these criteria is the first step to enrolling.
How much will Medicare cost me each month?
The cost of Medicare can vary. Original Medicare Part B has a standard monthly premium, but it can be higher based on your income. Humana Medicare replacement plans have their own premiums, which differ by plan. The best way to know your exact monthly cost is to call for a personalized quote.
Also, individuals with higher incomes pay more through an Income-Related Monthly Adjustment Amount (IRMAA). Humana Medicare replacement plans have their own premium structures, so calling for a quote is the most accurate way to find out your total cost.
Is Medicare free after 65?
Also serving nearby: Quincy · Cambridge · Lynn · Newton · Brockton
More on this: Medicare.gov — official plan comparison.
Service area details
Serving all of Boston — population 653,833; about 13,525 residents per square mile across 48.3 sq mi. ZIP codes covered include 02108, 02109, 02110, 02111, 02112, 02113, 02114, 02115.
Neighborhoods served in Boston: Back Bay, Beacon Hill, Fenway-Kenmore, North End, South End, West End — and every surrounding area.
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