Medicare calling number — Birmingham, AL

Part A, covering hospital stays, is typically free if you or your spouse worked and paid Medicare taxes for a set period. However, Part B, which covers doctor visits and outpatient services, usually has a monthly premium. Your eligibility and costs in Birmingham depend on your work history.

Medicare is the federal health insurance program for people aged 65 and older, as well as younger individuals with certain disabilities. It helps cover a wide range of medical expenses, including hospital stays, doctor visits, and prescription drugs, making healthcare more accessible.

Medicare generally does not cover routine dental care, vision exams for eyeglasses, hearing aids, cosmetic surgery, or long-term custodial care. It's important to be aware of these limitations when selecting a plan to ensure you have adequate coverage in Birmingham.

The primary requirements for Medicare are being 65 years of age or older, being a U.S. citizen or a legal resident, or being under 65 with a qualifying disability and receiving Social Security disability benefits for at least 24 months. These are the core eligibility criteria.

Your monthly Medicare costs depend on the plan you choose. Part B typically has a standard premium, but it can be higher based on your income. Medicare Advantage and Part D plans have their own premiums, copays, and deductibles.