Last updated: September 24, 2026
What affects the price
Medicare costs aren't one-size-fits-all. Your monthly premium and out-of-pocket expenses depend on several specific factors. Your zip code matters, as local plan availability varies significantly by region. The type of coverage you select—whether it is a Medicare Supplement or a Medicare Advantage plan—plays a major role in what you pay. Additionally, your current health needs, the specific prescription medications you take, and your preferred doctors can shift your total costs up or down. Because these variables change for every individual, there is no flat rate for everyone. Exact pricing confirmed free on the call.
About this service
This refers to a Medicare Advantage plan offered by Humana that replaces your Original Medicare benefits. These plans often bundle hospital, medical, and drug coverage into one package, and they may include extra benefits like dental or vision. Since these plans change annually, it is smart to review your specific network and drug coverage before enrolling. We can help you compare these options to your current plan. Exact pricing confirmed free on the call.
Frequently asked in Birmingham
Is Medicare free after 65?
What is Medicare and what does it do?
Medicare is the federal health insurance program for people aged 65 and older, as well as for younger individuals with certain disabilities or End-Stage Renal Disease. Its main function is to help cover the costs of medical care, including hospital stays and doctor appointments. Understanding its various components is key to effective utilization.
What are the 6 things Medicare doesn't cover?
What are the three requirements for Medicare?
Typically, to qualify for Medicare, you must be 65 years or older and a U.S. citizen or a lawful permanent resident for at least five years. You can also qualify if you are under 65 and have a qualifying disability, or if you have End-Stage Renal Disease. These are the primary eligibility factors.
How much will Medicare cost me each month?
Individuals with higher incomes pay an increased amount known as an Income-Related Monthly Adjustment Amount (IRMAA). Your actual monthly cost can differ based on your tax information.
Also serving nearby: Hoover · Tuscaloosa · Huntsville · Montgomery · South Fulton
More on this: CMS — program rules.
Service area details
Serving all of Birmingham — population 196,644; about 1,337 residents per square mile across 147.1 sq mi. ZIP codes covered include 35201, 35202, 35203, 35204, 35205, 35206, 35207, 35208.
Neighborhoods served in Birmingham: Five Points South, Homewood, Mountain Brook, Vestavia Hills, Downtown Birmingham, Southside — and every surrounding area.
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