Sign in to medicare — Bakersfield, CA

Medicare is the federal health insurance program primarily for people aged 65 and older, as well as certain younger individuals with disabilities and those with End-Stage Renal Disease. It covers hospital stays (Part A), medical services (Part B), and prescription drugs (Part D). Many also choose Medicare Advantage (Part C) plans.

Medicare generally does not cover long-term custodial care, cosmetic surgery, routine dental care, routine eye exams for glasses, hearing aids, and routine foot care. While some specific medical procedures related to these areas might be covered if deemed medically necessary, the everyday services are typically excluded from standard Medicare plans.

To be eligible for Medicare, you generally need to be a U.S. citizen or a lawful permanent resident for at least five years. You must be 65 or older, or under 65 with a qualifying disability or End-Stage Renal Disease. Meeting these basic criteria regarding citizenship/residency and age/disability is key for enrollment.

Your monthly Medicare costs depend on the coverage you choose. Part A often has no premium if you qualify. Part B has a standard monthly premium, which can be higher for those with higher incomes. Prescription drug plans (Part D) and Medicare Advantage plans also have their own monthly premiums and potential copays or coinsurance.

No, not everyone pays the same amount for Medicare. Additionally, premiums for Part D or Medicare Advantage plans vary widely, so costs differ for everyone.

While many people don't pay a monthly premium for Medicare Part A if they've worked and paid Medicare taxes, Medicare Part B typically has a monthly premium. This premium can be higher for individuals with higher incomes. Other parts of Medicare, such as Part D for prescriptions, also have associated costs.