Medicare tel number — Albuquerque, NM

Part A of Medicare, covering hospital stays, is often free if you or your spouse paid Medicare taxes for at least 10 years. However, Part B, for doctor visits and outpatient services, has a monthly premium. Additional plans like Medicare Advantage or Part D also come with costs. We can help you estimate these.

Medicare is the federal health insurance program for people 65 and older, and for younger people with certain disabilities or End-Stage Renal Disease. It provides coverage for hospital stays (Part A), doctor services (Part B), and can be supplemented with prescription drug coverage (Part D) or Medicare Advantage plans. It's designed to help manage healthcare costs.

Medicare typically doesn't cover long-term care, cosmetic surgery, routine dental care, eye exams for glasses, hearing aids, and most foot care. These are often considered services not medically necessary by Medicare. Many beneficiaries enroll in supplemental plans to fill these coverage gaps. We can explore options for you.

To be eligible for Medicare, you generally need to be a U.S. citizen or have been a legal resident for at least five years. You must be at least 65 years old. Alternatively, you can qualify if you have a disability and have been receiving Social Security disability benefits for 24 months, or have End-Stage Renal Disease.

Your monthly Medicare costs depend on which parts you enroll in and your income. While Part A is often premium-free, Part B has a standard monthly premium that can increase with higher incomes. Medicare Advantage and Part D plans have their own premiums and potential copays. We can help you get a personalized quote.