Medicare calling number — Albuquerque, NM

Part A of Medicare, covering hospital insurance, is often free for those 65 and older if you or your spouse has paid Medicare taxes for at least 10 years. However, Part B, for medical insurance, has a monthly premium. A pro can help you determine your eligibility for free Part A in Albuquerque.

Medicare is the federal health insurance program for people 65 years or older, certain younger people with disabilities, and people with End-Stage Renal Disease. It helps cover medical expenses like hospital stays, doctor's visits, and prescription drugs. A specialist can guide you through its benefits.

Medicare typically does not cover extensive dental care, routine eye exams, hearing aids, cosmetic surgery, or long-term custodial care. It also doesn't cover services obtained outside the U.S. A pro can help you understand these limitations and potential supplemental coverage options.

Generally, you must be 65 or older, a U.S. citizen or lawful permanent resident for at least five years, and have worked and paid Medicare taxes for at least 10 years. There are exceptions for those with disabilities. A specialist can verify if you meet these criteria.